# cryptoreginsights.com


## Posts

- [Episode 14 | Inside UK T+1 & Digital Shift](https://cryptoreginsights.com/episode-14-inside-uk-t1-digital-shift/): In this episode of CryptoReg Insights, host Polina Evstifeeva speaks with Andrew Douglas, Chair of the UK T+1 Accelerated Settlement Taskforce and Chair of UK Digital Markets Taskforce. As the UK prepares for mandatory T+1 settlement on 11 October 2027, Andrew explains how this regulatory-driven shift demands widespread automation and straight-through processing – acting as a foundational step toward deeper digitalisation. Regulatory clarity – particularly on tokenised assets, settlement finality, and interoperable standards – remains essential to enable this unified progress and bridge traditional finance with digital innovation. Andrew stresses the primacy of the leadership pillar in the UK Government’s […]
- [NEW Episode 13: “Banks & Tokenised Money – Regulatory Path”](https://cryptoreginsights.com/new-episode-13-banks-tokenised-money-regulatory-path/): In this episode of CryptoReg Insights, host Polina Evstifeeva interviews Tony McLaughlin, CEO & Founder of Ubyx (ex-Citi Head of Global Transaction Services UK), on the accelerating convergence of TradFi and DeFi through tokenised money. Tony highlights how clear regulatory rules provide certainty, reduce barriers, and drive scalable institutional adoption in the new tokenized ecosystem. Key areas of regulatory clarity to watch: Will financial instruments all be tokenised in the future? Are client wallets becoming essential for banks to future-proof? How can institutions use regulatory insights to find optimal market entry points? Tune in for expert insights on navigating regulation […]
- [Episode 12 | UK Crypto Regulations: Building Trusted Market Infrastructure](https://cryptoreginsights.com/episode-12-uk-crypto-regulations-building-trusted-market-infrastructure/): In the latest episode of CryptoReg Insights, host Polina Evstifeeva speaks with Niki Beattie, Founder of Market Structure Partners and Chair of ClearToken, about the development of new crypto market infrastructure fuelled by regulations. Unlike TradFi infrastructure, most of the crypto market infrastructure is currently unregulated, which may lead to risks such as blockchain forks causing ownership uncertainty, no settlement finality (leading to extended disputes in defaults), absence of delivery versus payment (increasing intermediary exposure), and pre-funding inefficiencies that limit capital velocity for institutions. Niki addresses DeFi misconceptions: technology alone does not address all these risks. Regulated infrastructure is essential […]
- [Episode 11 | TradFi meets DeFi: Emergence of a New Ecosystem](https://cryptoreginsights.com/episode-11-tradfi-meets-defi-emergence-of-a-new-ecosystem/): In this episode of CryptoReg Insights, host Polina Evstifeeva speaks with Amarjit Singh, Partner and UK&I Digital Assets Lead at Ernst & Young (EY), about the evolving crypto regulatory landscape and its profound implications for financial institutions. We discuss: Perfect for banking executives, risk and compliance officers, strategists tracking crypto regulation 2026, tokenization of real world assets, institutional adoption, and TradFi-DeFi integration. Subscribe for more insights on evolving regulations in digital assets, AI, and banking innovation. Duration: ~30 min Guest: Amarjit Singh, EY Host: Polina Evstifeeva Disclaimer This material is for general entertainment purposes only, represents a personal opinion of […]
- [Episode 10 | FCA Crypto Consultations: Game-Changer for UK Firms](https://cryptoreginsights.com/episode-10-fca-crypto-consultations-game-changer-for-uk-firms/): Dive into Episode 10 of CryptoReg Insights: “FCA Crypto Consultations: Game-Changer for UK Firms” with guest Konstantinos Adamos, Head of Legal for Revolut’s Crypto Assets Products. The UK’s Financial Conduct Authority (FCA) dropped three major Consultation Papers in December 2025 on regulating crypto assets activities, admissions and disclosures, market abuse regimes, and prudential requirements. This episode breaks down the upcoming UK 2026 crypto regime – a full overhaul aligning crypto services with traditional finance, impacting digital assets services whether provided by financial institutions or a crypto firm operating in the UK. Key takeaways for digital assets professionals: Perfect for professionals […]
- [Episode 8 | DSS to DIGIT: Regulating for Growth through Digital Innovation](https://cryptoreginsights.com/episode-8-dss-to-digit-regulating-for-growth-through-digital-innovation/): This Episode’s guest John Salmon, Partner at Hogan Lovells and Co-Chair of the Digital Assets and Blockchain practice, discusses the UK Wholesale Financial Markets Digital Strategy. Together with the host, Polina Evstifeeva, they examine how DLT, AI, stablecoins, and tokenized deposits can transform market infrastructure while addressing regulatory and operational considerations. Background In July 2025, the UK Government published the Wholesale Financial Markets Digital Strategy, setting out an ambitious vision to drive economic growth by embracing digital innovation and emerging technologies such as DLT, AI, and quantum computing. Key initiatives including the Digital Securities Sandbox (DSS), the DIGIT sovereign bond […]
- [Episode 9 | Tokenization of Money Markets Funds: legal clues](https://cryptoreginsights.com/episode-9-tokenization-of-money-markets-funds-legal-clues/): In this episode the guest, Sharon Lewis, Lead Partner for Future of Finance and Co-Chair of the Digital Asset & Blockchain practice at Hogan Lovells, talks about the landmark 2025 Global Digital Finance (GDF) Tokenized Money Market Fund Report. This year-long initiative, co-authored by GDF, Hogan Lovells, Ownera and EY and supported by over 70 institutions including Barclays, BlackRock, Goldman Sachs, UBS, State Street and many others, combined in-depth legal analysis across the UK, Ireland and Luxembourg with real-world sandbox testing. The 2022 UK LDI crisis highlighted the systemic risks of slow collateral mobility can create. This report shows a […]
- [Episode 7 | FCA Consultation Paper: Stablecoin Issuance & Cryptoassets Custody](https://cryptoreginsights.com/episode-7-fca-consultation-paper-stablecoin-issuance-cryptoassets-custody/): The FCA’s Cryptoassets Roadmap and Wholesale Markets Digital Strategy aim to position the UK as a global crypto hub. However, an open letter, “Seizing the Stablecoin Advantage: A National Strategy for the UK,” criticises the lack of a cohesive national strategy for stablecoins. Signed by leading institutions, including Coinbase, Kraken, AllUnity, and Ubyx, it raises concerns about missing economic, strategic, and technological opportunities in this rapidly advancing market. As a second mover in global legislation, the UK can leverage experience from other jurisdictions. But do the FCA’s proposed regulations enable the UK to compete effectively with other global hubs? In […]
- [Episode 6 | Malta: from Pioneering Crypto Regulations to MiCA implementation](https://cryptoreginsights.com/episode-6-malta-from-pioneering-crypto-regulations-to-mica-implementation/): Join host Polina Evstifeeva on CryptoReg Insights with Andrew Caruana Scicluna and Luke Mizzi from Camilleri Preziosi Advocates as they explore Malta’s leadership in crypto regulation. This episode delves into the pioneering Virtual Financial Assets Act of 2018, Malta’s seamless alignment with the EU’s MiCA framework, and the Malta Financial Services Authority’s (MFSA) role in ensuring robust regulatory compliance. Key discussions include stablecoin fungibility, the travel rule’s impact on cross-border crypto transactions, and the future of DeFi regulation, insolvency protections for digital assets and segregation requirements. Essential listening for banking and fintech professionals seeking insights into regulatory frameworks shaping financial services and […]
- [Episode 5 | MiCA Unveiled: Shaping the Future of CryptoAssets in the EU](https://cryptoreginsights.com/episode-5-mica-unveiled-shaping-the-future-of-cryptoassets-in-the-eu/): The latest episode of CryptoReg Insights focuses on the Markets in Crypto-Assets (MiCA) regulation, the European Union’s groundbreaking framework for regulating digital assets. Hosted by Polina Evstifeeva, this episode features Diego Ballon Ossio, a partner at Clifford Chance and a leading expert in crypto asset regulation, who provides unparalleled insights into MiCA’s objectives, scope, and implications for the financial industry. MiCA represents a global first in creating a unified regulatory framework for crypto assets, covering issuance, stablecoins, secondary markets, and service providers. Diego highlights its strengths, such as establishing clear standards across the EU, while also addressing its limitations, including the exclusion […]
- [Episode 4 | UK’s Financial Services Growth and Competitiveness Strategy](https://cryptoreginsights.com/episode-4-uks-financial-services-growth-and-competitiveness-strategy/): In this episode, host Polina Evstifeeva is joined by David Ostojitsch, Director of Government Relations and Policy at PIMFA, to break down the UK’s Financial Services Growth and Competitiveness Strategy, released on July 15th 2025. This strategy aims to position the UK as the world’s most technologically advanced financial hub by 2035, prioritizing fintech, AI, and distributed ledger technology (DLT). From reducing FCA/PRA authorization times to phasing out paper share certificates by 2027, David discusses how these reforms could transform the financial sector, the regulatory challenges ahead, and the critical role of financial literacy and open data in driving innovation. […]
- [Episode 3 | Entering a new era of CryptoTax transparency](https://cryptoreginsights.com/episode-3-decoding-taxation-of-cryptoassets/): In this episode of CryptoReg Insights, host Polina Evstifeeva sits down with Dr. Max Bernt from Taxbit to unpack the rapidly evolving world of crypto taxation. As governments worldwide tighten regulations, understanding the complexities of crypto tax compliance is crucial for individuals and businesses alike. Dr. Bernt, an expert in crypto-related tax reporting, breaks down the OECD’s Crypto Asset Reporting Framework (CARF), the EU’s DAC8 directive, and the challenges of navigating taxation in a borderless cryptoasset space. Whether you are a service provider, or simply wish to stay informed, this episode offers critical insights into the future of crypto taxation. Dr. […]
- [Episode 2 | The Future of UK Cryptoassets Regulations](https://cryptoreginsights.com/episode-2-the-future-of-uk-crypto-regulation-insights-challenges/): Series “Cryptoassets Regulatory Framework“. Summary In this episode of CryptoReg Insights, host Polina Evstifeeva discusses the evolving landscape of UK cryptoassets regulations with Konstantinos Adamos, Regulatory Strategy Lead for Revolut Crypto Assets. They explore the current state of regulations, the differences between UK and global approaches, and the industry’s reception to recent developments. The conversation highlights the challenges faced by firms in navigating compliance costs and the need for consumer education regarding crypto investments. The episode concludes with a look at the future of cryptoassets regulations and the importance of engaging with regulators to shape a balanced framework that fosters […]
- [UK Cryptoasset regulatory framework](https://cryptoreginsights.com/uk-cryptoasset-framework/): Summary The UK’s cryptoasset regulatory framework is evolving towards a comprehensive regime under FSMA 2023, prioritizing fiat-backed stablecoins for their payment potential. The FCA is leading conduct and consumer protection efforts, while the BoE focus on financial system stability. Key milestones include AML/CTF registration (2020), FSMA 2023 (2023), “Travel Rules” (2023), financial promotions rules (2023), and draft Financial Services and Markets Act 2000 (Regulated Activities and Miscellaneous Provisions) (Cryptoassets) Order 2025  (2025). In addition to currently consulted papers, the FCA plans to release further consultations before finalising the framework in 2026. From definition to “Travel Rule” Six years ago, when […]
- [CryptoReg Insights Podcast: Episode 1](https://cryptoreginsights.com/cryptoreg-insights-podcast-episode-1/): Welcome to the inaugural episode of Crypto Reg Insights, the podcast that delivers analysis and insights on evolving regulations in digital assets, crypto assets, blockchain, Artificial Intelligence and other drivers of banking innovation. The show is for professionals in financial institutions and fintech firms and highlights a turning point in legislation which enables the development of innovative products using these emerging technologies. In this Episode 1, Janet Du Chenne interviews Polina Evstifeeva, author of CryptoReg Insights, and discuss the rapid evolution of banking regulations, challenges in navigating it and the role that thought leadership plays in Financial Innovation.
- [UK Financial Services Growth and Competitiveness Strategy: is a major change coming?](https://cryptoreginsights.com/uk-financial-services-growth-and-competitiveness-strategy-is-a-major-change-coming/): On 15 July the UK Government will publish its first ever “Financial Services Growth and Competitiveness Strategy” (“Strategy”). It aims to develop policies that foster growth in the financial services sector for the next 10 years! What can we expect of the Strategy, and will it expedite the uptake of disruptive technologies within financial sector? Background The Strategy, scheduled for release on 15th July 2025, will outline HM Treasury’s approach to guiding the financial sector’s growth and maintaining the UK’s competitiveness as an international financial centre. In announcing the release, Chancellor Rachel Reeves highlighted the focus on innovation and FinTech […]
- [Welcome to CryptoReg Insights](https://cryptoreginsights.com/welcome-to-cryptoreg-insights/): Welcome to CryptoReg Insights, the blog and podcast that deliver analysis and insights on evolving regulations in digital assets, crypto assets, stablecoins, blockchain, Artificial Intelligence, Cloud Computing and other drivers of banking innovation. CryptoReg Insights is primarily for professionals in financial institutions and fintech firms. But also tech firms that offer technological solutions to financial institutions may find it valuable. Maturity of regulations The timing for launch of CryptoReg Insights is driven by the maturity of regulations that influence the adoption of blockchain and Artificial Intelligence technologies within the financial services industry, and overall preparedness of such firms to launch […]

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- [About Us](https://cryptoreginsights.com/about/): CryptoReg Insights is a blog and a podcast that deliver news, analysis and insights on evolving regulations and market standards that influence the adoption of new technologies within the financial services industry and related areas: Who is it for? CryptoReg Insights is primarily for professionals in Financial Institutions and fintech firms. It highlights a turning point in regulatory frameworks that enable the development of innovative products using disruptive technologies. NOTE: all insights and information provided by CryptoReg Insights is a personal opinion and is not intended to constitute legal advice or a substitute for professional legal counsel. Clients are encouraged […]
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